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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,426 | $77,817-53.2% | $123,553-70.5% | $64,173-43.2% |
| Participation rate | 96.1% | 74.7%+21.3pp | 82.3%+13.8pp | 69.6%+26.5pp |
| Annual return | -7.27% | 12.49%-19.8pp | 119.21%-126.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $2,688 | $3,014-10.8% | $4,628-41.9% | $2,381+12.9% |
| Participant deferral / active EE | $3,947 | $5,240-24.7% | $6,426-38.6% | $3,470+13.8% |
| Admin fee / account holder | $704 | $5,519-87.2% | $9,284-92.4% | $4,887-85.6% |