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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,200 | $87,132-19.4% | $105,624-33.5% | $80,959-13.3% |
| Participation rate | 98.6% | 70.4%+28.2pp | 75.3%+23.3pp | 67.7%+30.9pp |
| Annual return | 14.85% | 17.03%-2.2pp | 116.20%-101.4pp | 35.67%-20.8pp |
| Employer contribution / active EE | $2,877 | $2,397+20.0% | $3,168-9.2% | $2,757+4.4% |
| Participant deferral / active EE | $5,922 | $3,985+48.6% | $5,013+18.1% | $4,300+37.7% |
| Admin fee / account holder | $7,432 | $8,449-12.0% | $10,961-32.2% | $6,925+7.3% |