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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,391 | $99,345-85.5% | $84,753-83.0% | $273,972-94.7% |
| Participation rate | 82.4% | 80.7%+1.7pp | 76.6%+5.8pp | 83.0%-0.7pp |
| Annual return | 5.41% | 22.93%-17.5pp | 22.78%-17.4pp | 41.46%-36.0pp |
| Employer contribution / active EE | $3,194 | $4,214-24.2% | $3,574-10.6% | $4,869-34.4% |
| Participant deferral / active EE | $3,093 | $4,270-27.6% | $3,712-16.7% | $5,287-41.5% |
| Admin fee / account holder | $1,970 | $6,645-70.4% | $5,333-63.1% | $10,133-80.6% |