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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,376 | $176,105+112.0% | $159,474+134.1% | $167,536+122.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.12% | 331.91%-315.8pp | 263.68%-247.6pp | 478.82%-462.7pp |
| Employer contribution / active EE | $8,172 | $5,299+54.2% | $4,831+69.2% | $4,839+68.9% |
| Participant deferral / active EE | $14,596 | $7,751+88.3% | $7,353+98.5% | $6,342+130.1% |
| Admin fee / account holder | $4,618 | $12,559-63.2% | $10,802-57.3% | $12,315-62.5% |