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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,020 | $127,296+68.1% | $109,907+94.7% | $167,536+27.7% |
| Participation rate | 86.4% | 77.9%+8.5pp | 74.2%+12.1pp | 82.1%+4.3pp |
| Annual return | 23.19% | 22.97%+0.2pp | 29.46%-6.3pp | 478.82%-455.6pp |
| Employer contribution / active EE | $0 | $3,325-100.0% | $2,844-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,379 | $4,513+63.5% | $4,047+82.4% | $6,342+16.4% |
| Admin fee / account holder | $269,011 | $7,119+3678.6% | $6,069+4332.8% | $12,315+2084.5% |