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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,020 | $148,623+95.1% | $135,974+113.3% | $139,466+108.0% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 11.31% | 79.30%-68.0pp | 68.30%-57.0pp | 373.66%-362.4pp |
| Employer contribution / active EE | $4,835 | $5,246-7.8% | $4,859-0.5% | $4,754+1.7% |
| Participant deferral / active EE | $17,893 | $8,103+120.8% | $7,760+130.6% | $6,712+166.6% |
| Admin fee / account holder | $87,070 | $12,406+601.9% | $10,767+708.7% | $11,409+663.2% |