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| Provider | Service type | Compensation |
|---|---|---|
Filed as: R. J. AUGUSTINE & ASSOCIATES, LTD. Service code 10 · EIN 36-3745280 999 PLAZA DRIVE · SCHAUMBURG, IL 60173 | Accounting | $15,866 |
Filed as: MERRILL LYNCH, PIERCE, FENNER Service code 15 · EIN 13-5674085 | Recordkeeping | $4,628 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,307 | $36,978-37.0% | $155,789-85.0% | $59,188-60.6% |
| Participation rate | 23.3% | 62.7%-39.4pp | 76.1%-52.8pp | 69.4%-46.1pp |
| Annual return | 1.69% | 5.44%-3.7pp | 71.54%-69.8pp | 5.51%-3.8pp |
| Employer contribution / active EE | $253 | $1,222-79.3% | $3,839-93.4% | $2,098-87.9% |
| Participant deferral / active EE | $805 | $2,795-71.2% | $4,798-83.2% | $3,265-75.3% |
| Admin fee / account holder | $362 | $65+456.0% | $7,477-95.2% | $92+292.3% |