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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 50 1033 SKOKIE BLVD. · NORTHBROOK, IL 60062 | Direct Payment | $93,379 |
HOWARD SIMON & ASSOCIATES, INC.10+ years Service code 15 304 SAUNDERS ROAD · RIVERWOODS, IL 60015 | Recordkeeping | $80,526 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 50 · EIN 82-3967259 | Direct Payment | $9,274 |
CHARLES SCHWAB & CO., INC.7 years Service code 51 · EIN 94-1737782 | Investment Mgmt Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,903 | $101,672+382.8% | $147,117+233.7% | $74,478+559.1% |
| Participation rate | 99.4% | 75.5%+23.9pp | 82.2%+17.2pp | 67.2%+32.2pp |
| Annual return | 17.77% | 8757.83%-8740.1pp | 420.54%-402.8pp | 1370.56%-1352.8pp |
| Employer contribution / active EE | $5,788 | $3,813+51.8% | $4,932+17.3% | $2,626+120.4% |
| Participant deferral / active EE | $18,679 | $7,305+155.7% | $8,065+131.6% | $4,350+329.4% |
| Admin fee / account holder | $902 | $1,753-48.5% | $12,993-93.1% | $1,946-53.6% |