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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,257 | $150,446+130.8% | $136,297+154.8% | $147,585+135.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.48% | 1049.14%-1034.7pp | 5156.19%-5141.7pp | 578.58%-564.1pp |
| Employer contribution / active EE | $4,619 | $5,256-12.1% | $4,696-1.6% | $4,876-5.3% |
| Participant deferral / active EE | $10,295 | $6,631+55.3% | $6,247+64.8% | $5,439+89.3% |
| Admin fee / account holder | $61,545 | $10,906+464.3% | $9,244+565.8% | $10,886+465.4% |