Filed November 19, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,373 | $105,181-48.3% | $159,436-65.9% | $85,850-36.7% |
| Participation rate | 52.8% | 75.8%-23.0pp | 82.8%-30.0pp | 69.3%-16.5pp |
| Annual return | 24.33% | 45.07%-20.7pp | 263.57%-239.2pp | 318.53%-294.2pp |
| Employer contribution / active EE | $0 | $3,318-100.0% | $4,829-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,589 | $5,945-22.8% | $7,352-37.6% | $3,952+16.1% |
| Admin fee / account holder | $9,121 | $6,933+31.5% | $10,799-15.5% | $6,260+45.7% |