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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,295 | $91,911-89.9% | $68,612-86.5% | $135,379-93.1% |
| Participation rate | 85.0% | 76.7%+8.3pp | 72.2%+12.8pp | 82.6%+2.4pp |
| Annual return | -12.27% | -8.22%-4.1pp | -4.63%-7.6pp | 519.79%-532.1pp |
| Employer contribution / active EE | $1,230 | $3,924-68.6% | $2,625-53.1% | $4,779-74.3% |
| Participant deferral / active EE | $3,093 | $4,315-28.3% | $3,311-6.6% | $5,609-44.8% |
| Admin fee / account holder | $380 | $9,240-95.9% | $5,131-92.6% | $10,828-96.5% |