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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,571 | $124,980+3.7% | $108,359+19.6% | $154,746-16.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.20% | 45.00%-28.8pp | 36.89%-20.7pp | 172.34%-156.1pp |
| Employer contribution / active EE | $8,731 | $2,851+206.3% | $2,399+263.9% | $4,379+99.4% |
| Participant deferral / active EE | $9,324 | $4,743+96.6% | $4,137+125.4% | $6,730+38.5% |
| Admin fee / account holder | $1,861 | $11,502-83.8% | $9,741-80.9% | $14,365-87.0% |