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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,571 | $112,729+14.9% | $98,716+31.3% | $137,256-5.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.20% | 38.48%-22.3pp | 31.81%-15.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $8,731 | $2,725+220.4% | $2,279+283.2% | $4,156+110.1% |
| Participant deferral / active EE | $9,324 | $4,640+100.9% | $4,048+130.4% | $6,407+45.5% |
| Admin fee / account holder | $1,861 | $10,129-81.6% | $8,703-78.6% | $12,270-84.8% |