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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,584 | $67,606-40.0% | $82,313-50.7% | $70,124-42.1% |
| Participation rate | 95.1% | 72.8%+22.3pp | 76.9%+18.2pp | 69.5%+25.6pp |
| Annual return | 13.75% | 21.57%-7.8pp | 25.88%-12.1pp | 73.14%-59.4pp |
| Employer contribution / active EE | $1,338 | $1,755-23.7% | $2,428-44.9% | $2,342-42.9% |
| Participant deferral / active EE | $3,075 | $2,987+3.0% | $3,706-17.0% | $3,332-7.7% |
| Admin fee / account holder | $2,449 | $4,512-45.7% | $5,608-56.3% | $4,645-47.3% |