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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,978 | $175,259+151.0% | $149,723+193.9% | $139,487+215.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.70% | 166.82%-152.1pp | 134.50%-119.8pp | 373.84%-359.1pp |
| Employer contribution / active EE | $17,475 | $5,478+219.0% | $4,821+262.5% | $4,755+267.5% |
| Participant deferral / active EE | $18,750 | $6,522+187.5% | $5,682+230.0% | $6,713+179.3% |
| Admin fee / account holder | $8,852 | $16,158-45.2% | $13,215-33.0% | $11,407-22.4% |