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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,978 | $175,257+151.0% | $149,717+193.9% | $139,456+215.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.70% | 166.70%-152.0pp | 134.41%-119.7pp | 373.45%-358.8pp |
| Employer contribution / active EE | $17,475 | $5,477+219.1% | $4,820+262.6% | $4,753+267.7% |
| Participant deferral / active EE | $18,750 | $6,521+187.5% | $5,682+230.0% | $6,711+179.4% |
| Admin fee / account holder | $8,852 | $16,156-45.2% | $13,213-33.0% | $11,407-22.4% |