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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,831 | $85,766+162.1% | $136,298+65.0% | $70,126+220.6% |
| Participation rate | 96.8% | 74.2%+22.6pp | 81.9%+14.9pp | 69.5%+27.2pp |
| Annual return | 13.08% | 31.46%-18.4pp | 5156.27%-5143.2pp | 73.15%-60.1pp |
| Employer contribution / active EE | $10,497 | $2,966+253.9% | $4,696+123.5% | $2,343+348.1% |
| Participant deferral / active EE | $8,222 | $5,051+62.8% | $6,247+31.6% | $3,332+146.8% |
| Admin fee / account holder | $50,921 | $5,421+839.4% | $9,244+450.9% | $4,645+996.1% |