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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,739 | $97,732-15.3% | $83,831-1.3% | $135,380-38.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.29% | 1287.56%-1295.8pp | 850.99%-859.3pp | 519.81%-528.1pp |
| Employer contribution / active EE | $3,861 | $4,222-8.6% | $3,631+6.3% | $4,779-19.2% |
| Participant deferral / active EE | $10,670 | $4,683+127.9% | $4,082+161.4% | $5,609+90.2% |
| Admin fee / account holder | $526 | $6,675-92.1% | $5,479-90.4% | $10,828-95.1% |