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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,261 | $215,361+47.8% | $171,082+86.0% | $273,972+16.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 5.57% | 25.14%-19.6pp | 32.56%-27.0pp | 41.46%-35.9pp |
| Employer contribution / active EE | $1,979 | $4,967-60.2% | $4,002-50.6% | $4,869-59.4% |
| Participant deferral / active EE | $17,717 | $5,543+219.6% | $4,797+269.3% | $5,287+235.1% |
| Admin fee / account holder | $393 | $10,846-96.4% | $8,520-95.4% | $10,133-96.1% |