Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,848 | $58,828-66.3% | $78,002-74.6% | $62,881-68.4% |
| Participation rate | 67.1% | 71.1%-4.0pp | 75.5%-8.4pp | 69.3%-2.2pp |
| Annual return | 42.84% | 17.16%+25.7pp | 425.99%-383.1pp | 20.14%+22.7pp |
| Employer contribution / active EE | $375 | $1,672-77.6% | $2,470-84.8% | $2,281-83.6% |
| Participant deferral / active EE | $2,038 | $2,686-24.1% | $3,497-41.7% | $3,203-36.4% |
| Admin fee / account holder | $1,001 | $4,393-77.2% | $5,481-81.7% | $4,296-76.7% |