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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,457 | $61,660-47.4% | $80,022-59.4% | $64,173-49.4% |
| Participation rate | 84.1% | 71.7%+12.4pp | 75.8%+8.3pp | 69.6%+14.5pp |
| Annual return | -9.45% | -0.33%-9.1pp | 11.22%-20.7pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,716 | $1,810-5.2% | $2,468-30.5% | $2,381-27.9% |
| Participant deferral / active EE | $3,857 | $2,968+30.0% | $3,686+4.6% | $3,470+11.2% |
| Admin fee / account holder | $4,736 | $5,417-12.6% | $6,521-27.4% | $4,887-3.1% |