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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,494 | $73,988-23.6% | $96,538-41.5% | $75,177-24.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 17.17% | 26.73%-9.6pp | 35.74%-18.6pp | 160.75%-143.6pp |
| Employer contribution / active EE | $10,236 | $2,930+249.3% | $3,740+173.7% | $2,671+283.2% |
| Participant deferral / active EE | $1,767 | $3,660-51.7% | $4,880-63.8% | $4,126-57.2% |
| Admin fee / account holder | $3,809 | $5,220-27.0% | $6,737-43.5% | $5,651-32.6% |