See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: NORTHERWESTERN MUTUAL WEALTH MGT CO Service code 26 1901 BUTTERFIELD ROAD, SUITE 300 · DOWNERS GROVE, IL 60515 | Advisory (Participants) | $14,296 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $306 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,154 | $59,263-20.4% | $96,562-51.2% | $79,386-40.6% |
| Participation rate | 59.2% | 61.9%-2.7pp | 69.8%-10.6pp | 70.7%-11.5pp |
| Annual return | 73.13% | 27.07%+46.1pp | 37.78%+35.3pp | 116.85%-43.7pp |
| Employer contribution / active EE | $876 | $1,216-27.9% | $2,356-62.8% | $2,427-63.9% |
| Participant deferral / active EE | $3,375 | $2,948+14.5% | $3,849-12.3% | $4,046-16.6% |
| Admin fee / account holder | $314 | $658-52.3% | $6,181-94.9% | $626-49.9% |