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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,193 | $102,429+80.8% | $147,096+25.9% | $80,925+128.8% |
| Participation rate | 80.3% | 75.9%+4.4pp | 82.2%-1.9pp | 67.7%+12.6pp |
| Annual return | 9.30% | 135.02%-125.7pp | 419.75%-410.4pp | 35.65%-26.3pp |
| Employer contribution / active EE | $8,252 | $3,716+122.1% | $4,936+67.2% | $2,756+199.4% |
| Participant deferral / active EE | $6,676 | $6,649+0.4% | $8,071-17.3% | $4,299+55.3% |
| Admin fee / account holder | $11,849 | $7,957+48.9% | $13,005-8.9% | $6,940+70.7% |