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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,193 | $102,422+80.8% | $147,117+25.9% | $80,959+128.7% |
| Participation rate | 80.3% | 75.9%+4.4pp | 82.2%-1.9pp | 67.7%+12.6pp |
| Annual return | 9.30% | 135.16%-125.9pp | 420.54%-411.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $8,252 | $3,717+122.0% | $4,932+67.3% | $2,757+199.3% |
| Participant deferral / active EE | $6,676 | $6,652+0.4% | $8,065-17.2% | $4,300+55.2% |
| Admin fee / account holder | $11,849 | $7,953+49.0% | $12,993-8.8% | $6,925+71.1% |