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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,011 | $79,955+32.6% | $98,461+7.7% | $75,173+41.0% |
| Participation rate | 47.1% | 70.4%-23.2pp | 75.2%-28.0pp | 67.2%-20.1pp |
| Annual return | 15.57% | 19.75%-4.2pp | 21.17%-5.6pp | 160.72%-145.2pp |
| Employer contribution / active EE | $2,507 | $2,264+10.7% | $3,049-17.8% | $2,671-6.2% |
| Participant deferral / active EE | $5,110 | $3,752+36.2% | $4,738+7.8% | $4,126+23.8% |
| Admin fee / account holder | $2,626 | $6,841-61.6% | $8,961-70.7% | $5,651-53.5% |