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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,676 | $50,947+125.1% | $74,551+53.8% | $64,173+78.7% |
| Participation rate | 90.9% | 61.1%+29.8pp | 69.1%+21.8pp | 69.6%+21.3pp |
| Annual return | -5.15% | -1.85%-3.3pp | 32.53%-37.7pp | 7.63%-12.8pp |
| Employer contribution / active EE | $0 | $1,115-100.0% | $1,961-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,575 | $2,302-31.6% | $3,108-49.3% | $3,470-54.6% |
| Admin fee / account holder | $6,309 | $4,221+49.5% | $5,059+24.7% | $4,887+29.1% |