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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,069 | $58,391+40.6% | $76,657+7.1% | $72,975+12.5% |
| Participation rate | 80.0% | 67.4%+12.6pp | 72.1%+7.9pp | 69.5%+10.5pp |
| Annual return | 24.48% | 2306.65%-2282.2pp | 1166.74%-1142.3pp | 81.01%-56.5pp |
| Employer contribution / active EE | $1,935 | $1,787+8.3% | $2,303-16.0% | $2,440-20.7% |
| Participant deferral / active EE | $4,849 | $2,690+80.2% | $3,335+45.4% | $3,608+34.4% |
| Admin fee / account holder | $1,051 | $4,014-73.8% | $6,423-83.6% | $5,124-79.5% |