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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,295 | $185,312+120.9% | $161,489+153.5% | $154,746+164.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.50% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $14,682 | $4,769+207.9% | $4,268+244.0% | $4,379+235.3% |
| Participant deferral / active EE | $8,701 | $6,350+37.0% | $5,630+54.6% | $6,730+29.3% |
| Admin fee / account holder | $1,651 | $18,654-91.2% | $16,006-89.7% | $14,365-88.5% |