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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,794 | $202,440-87.3% | $169,390-84.8% | $139,466-81.5% |
| Participation rate | 77.8% | 81.1%-3.3pp | 77.2%+0.6pp | 80.3%-2.6pp |
| Annual return | 8.45% | 532.36%-523.9pp | 406.07%-397.6pp | 373.66%-365.2pp |
| Employer contribution / active EE | $2,329 | $4,693-50.4% | $4,013-42.0% | $4,754-51.0% |
| Participant deferral / active EE | $3,398 | $6,940-51.0% | $6,222-45.4% | $6,712-49.4% |
| Admin fee / account holder | $16,659 | $10,722+55.4% | $9,015+84.8% | $11,409+46.0% |