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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,460 | $111,830+157.1% | $93,696+206.8% | $145,884+97.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.20% | 204.08%-189.9pp | 133.74%-119.5pp | 551.85%-537.6pp |
| Employer contribution / active EE | $15,871 | $3,093+413.1% | $2,422+555.3% | $4,662+240.4% |
| Participant deferral / active EE | $15,286 | $4,920+210.7% | $4,417+246.1% | $6,690+128.5% |
| Admin fee / account holder | $7,187 | $10,249-29.9% | $8,287-13.3% | $13,392-46.3% |