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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,626 | $115,780+78.5% | $101,255+104.1% | $158,931+30.0% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 5.21% | 56.14%-50.9pp | 46.48%-41.3pp | 302.86%-297.7pp |
| Employer contribution / active EE | $8,588 | $4,175+105.7% | $3,660+134.7% | $4,761+80.4% |
| Participant deferral / active EE | $9,871 | $4,958+99.1% | $4,370+125.9% | $5,982+65.0% |
| Admin fee / account holder | $912 | $7,246-87.4% | $5,946-84.7% | $11,247-91.9% |