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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,371 | $115,810+96.3% | $101,271+124.5% | $158,966+43.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 11.30% | 56.15%-44.9pp | 46.48%-35.2pp | 302.95%-291.7pp |
| Employer contribution / active EE | $9,188 | $4,175+120.0% | $3,660+151.0% | $4,762+92.9% |
| Participant deferral / active EE | $9,730 | $4,958+96.2% | $4,371+122.6% | $5,983+62.6% |
| Admin fee / account holder | $384 | $7,248-94.7% | $5,948-93.5% | $11,250-96.6% |