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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,707 | $106,005+48.8% | $92,239+71.0% | $147,585+6.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 11.08% | 50.05%-39.0pp | 176.29%-165.2pp | 578.58%-567.5pp |
| Employer contribution / active EE | $15,900 | $4,333+266.9% | $3,680+332.1% | $4,876+226.1% |
| Participant deferral / active EE | $6,122 | $4,478+36.7% | $3,897+57.1% | $5,439+12.6% |
| Admin fee / account holder | $1,904 | $6,333-69.9% | $5,194-63.3% | $10,886-82.5% |