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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,143 | $138,075+8.0% | $123,552+20.7% | $135,379+10.2% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -4.82% | 153.70%-158.5pp | 119.20%-124.0pp | 519.79%-524.6pp |
| Employer contribution / active EE | $6,479 | $5,152+25.8% | $4,628+40.0% | $4,779+35.6% |
| Participant deferral / active EE | $11,239 | $6,800+65.3% | $6,426+74.9% | $5,609+100.4% |
| Admin fee / account holder | $1,140 | $10,917-89.6% | $9,285-87.7% | $10,828-89.5% |