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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,031 | $168,635+13.9% | $147,617+30.1% | $125,389+53.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.65% | 77.65%-79.3pp | 61.98%-63.6pp | 282.24%-283.9pp |
| Employer contribution / active EE | $12,066 | $6,252+93.0% | $5,564+116.8% | $4,866+148.0% |
| Participant deferral / active EE | $9,607 | $5,507+74.4% | $4,895+96.2% | $5,352+79.5% |
| Admin fee / account holder | $1,786 | $13,580-86.9% | $11,612-84.6% | $9,541-81.3% |