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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,585 | $80,983+63.7% | $96,544+37.3% | $75,177+76.4% |
| Participation rate | 68.1% | 71.8%-3.7pp | 76.0%-7.9pp | 67.2%+0.9pp |
| Annual return | 18.81% | 27.05%-8.2pp | 25.88%-7.1pp | 160.75%-141.9pp |
| Employer contribution / active EE | $1,183 | $2,282-48.2% | $2,966-60.1% | $2,671-55.7% |
| Participant deferral / active EE | $4,309 | $3,929+9.7% | $4,851-11.2% | $4,126+4.4% |
| Admin fee / account holder | $10,289 | $6,717+53.2% | $8,254+24.6% | $5,651+82.1% |