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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,108 | $102,638-73.6% | $81,982-66.9% | $158,982-82.9% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.3%+14.1pp | 82.0%+1.4pp |
| Annual return | 11.46% | 61.05%-49.6pp | 41.31%-29.9pp | 302.99%-291.5pp |
| Employer contribution / active EE | $2,575 | $3,241-20.6% | $2,498+3.1% | $4,763-45.9% |
| Participant deferral / active EE | $1,879 | $4,649-59.6% | $3,722-49.5% | $5,983-68.6% |
| Admin fee / account holder | $2,789 | $8,237-66.1% | $5,665-50.8% | $11,252-75.2% |