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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,954 | $85,766-51.1% | $136,297-69.2% | $70,131-40.2% |
| Participation rate | 70.4% | 74.2%-3.7pp | 81.9%-11.5pp | 69.5%+0.9pp |
| Annual return | 15.26% | 31.45%-16.2pp | 5156.16%-5140.9pp | 73.14%-57.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,728 | $5,051-46.0% | $6,247-56.3% | $3,332-18.1% |
| Admin fee / account holder | $6,126 | $5,420+13.0% | $9,244-33.7% | $4,645+31.9% |