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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,009 | $112,933+259.5% | $90,970+346.3% | $158,982+155.4% |
| Participation rate | 66.7% | 74.7%-8.1pp | 69.0%-2.3pp | 82.0%-15.3pp |
| Annual return | 22.12% | 215.82%-193.7pp | 134.60%-112.5pp | 302.99%-280.9pp |
| Employer contribution / active EE | $2,105 | $2,893-27.2% | $2,122-0.8% | $4,763-55.8% |
| Participant deferral / active EE | $13,613 | $4,128+229.8% | $3,373+303.6% | $5,983+127.5% |
| Admin fee / account holder | $80 | $8,047-99.0% | $5,961-98.7% | $11,252-99.3% |