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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,630 | $142,354-74.3% | $125,529-70.8% | $155,188-76.4% |
| Participation rate | 23.1% | 78.1%-55.0pp | 74.7%-51.6pp | 80.8%-57.7pp |
| Annual return | 20.31% | 306.06%-285.8pp | 202.56%-182.3pp | 148.84%-128.5pp |
| Employer contribution / active EE | $774 | $3,501-77.9% | $3,058-74.7% | $4,248-81.8% |
| Participant deferral / active EE | $1,697 | $5,491-69.1% | $4,813-64.7% | $6,531-74.0% |
| Admin fee / account holder | $2,452 | $19,392-87.4% | $16,298-85.0% | $14,480-83.1% |