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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,341 | $171,867+95.7% | $149,721+124.6% | $147,586+127.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 7.39% | 2113.36%-2106.0pp | 1501.67%-1494.3pp | 578.59%-571.2pp |
| Employer contribution / active EE | $14,328 | $6,275+128.3% | $5,444+163.2% | $4,876+193.8% |
| Participant deferral / active EE | $12,702 | $7,270+74.7% | $6,568+93.4% | $5,439+133.6% |
| Admin fee / account holder | $189,371 | $13,799+1272.3% | $11,282+1578.5% | $10,886+1639.6% |