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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,512 | $79,955-63.1% | $98,461-70.0% | $75,173-60.7% |
| Participation rate | 92.9% | 70.4%+22.5pp | 75.2%+17.7pp | 67.2%+25.7pp |
| Annual return | 30.01% | 19.75%+10.3pp | 21.17%+8.8pp | 160.72%-130.7pp |
| Employer contribution / active EE | $2,057 | $2,264-9.1% | $3,049-32.5% | $2,671-23.0% |
| Participant deferral / active EE | $9,288 | $3,752+147.5% | $4,738+96.0% | $4,126+125.1% |
| Admin fee / account holder | $380 | $6,841-94.4% | $8,961-95.8% | $5,651-93.3% |