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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,446 | $98,240+2.2% | $82,312+22.0% | $147,586-31.9% |
| Participation rate | 85.0% | 79.7%+5.3pp | 76.9%+8.1pp | 82.8%+2.2pp |
| Annual return | 14.38% | 30.85%-16.5pp | 25.88%-11.5pp | 578.59%-564.2pp |
| Employer contribution / active EE | $2,331 | $3,192-27.0% | $2,428-4.0% | $4,876-52.2% |
| Participant deferral / active EE | $5,656 | $4,383+29.0% | $3,706+52.6% | $5,439+4.0% |
| Admin fee / account holder | $18,835 | $8,563+120.0% | $5,608+235.9% | $10,886+73.0% |