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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,521 | $99,875-64.4% | $146,866-75.8% | $86,983-59.2% |
| Participation rate | 73.8% | 75.8%-2.1pp | 82.5%-8.8pp | 69.5%+4.2pp |
| Annual return | 12.64% | 28.10%-15.5pp | 102.85%-90.2pp | 25.83%-13.2pp |
| Employer contribution / active EE | $1,839 | $3,224-43.0% | $4,425-58.4% | $2,584-28.9% |
| Participant deferral / active EE | $3,191 | $6,322-49.5% | $7,759-58.9% | $4,194-23.9% |
| Admin fee / account holder | $2,350 | $7,838-70.0% | $13,620-82.7% | $7,856-70.1% |