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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,521 | $106,749-66.7% | $145,433-75.6% | $82,448-56.9% |
| Participation rate | 73.8% | 75.6%-1.9pp | 82.1%-8.4pp | 68.1%+5.7pp |
| Annual return | 12.64% | 27.59%-14.9pp | 66.58%-53.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,839 | $3,444-46.6% | $4,554-59.6% | $2,551-27.9% |
| Participant deferral / active EE | $3,191 | $6,519-51.0% | $7,897-59.6% | $4,139-22.9% |
| Admin fee / account holder | $2,350 | $8,390-72.0% | $13,129-82.1% | $7,234-67.5% |