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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,280 | $124,351+213.0% | $109,188+256.5% | $167,553+132.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 21.42% | 26.04%-4.6pp | 25.76%-4.3pp | 478.89%-457.5pp |
| Employer contribution / active EE | $11,081 | $4,210+163.2% | $3,723+197.6% | $4,840+129.0% |
| Participant deferral / active EE | $9,657 | $5,257+83.7% | $4,654+107.5% | $6,343+52.3% |
| Admin fee / account holder | $38,774 | $7,975+386.2% | $6,755+474.0% | $12,316+214.8% |