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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,053 | $113,941-49.1% | $94,228-38.4% | $125,388-53.7% |
| Participation rate | 95.2% | 82.9%+12.3pp | 78.8%+16.5pp | 83.2%+12.0pp |
| Annual return | -7.29% | 5.29%-12.6pp | 10.68%-18.0pp | 282.24%-289.5pp |
| Employer contribution / active EE | $3,158 | $4,727-33.2% | $3,587-11.9% | $4,866-35.1% |
| Participant deferral / active EE | $5,797 | $5,179+11.9% | $4,320+34.2% | $5,352+8.3% |
| Admin fee / account holder | $1,133 | $8,392-86.5% | $6,269-81.9% | $9,541-88.1% |