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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,456 | $76,551-10.6% | $123,894-44.7% | $62,881+8.9% |
| Participation rate | 91.6% | 73.0%+18.6pp | 81.4%+10.2pp | 69.3%+22.3pp |
| Annual return | 5.58% | 18.68%-13.1pp | 47.52%-41.9pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,769 | $2,882-38.6% | $4,617-61.7% | $2,281-22.5% |
| Participant deferral / active EE | $4,159 | $4,840-14.1% | $5,984-30.5% | $3,203+29.9% |
| Admin fee / account holder | $1,288 | $4,826-73.3% | $8,357-84.6% | $4,296-70.0% |