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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,098 | $101,798+23.9% | $165,071-23.6% | $80,935+55.8% |
| Participation rate | 98.0% | 71.8%+26.1pp | 78.6%+19.3pp | 67.7%+30.3pp |
| Annual return | 8.80% | 16.73%-7.9pp | 70.17%-61.4pp | 35.66%-26.9pp |
| Employer contribution / active EE | $5,889 | $2,954+99.3% | $4,347+35.5% | $2,757+113.6% |
| Participant deferral / active EE | $5,369 | $4,476+20.0% | $6,035-11.0% | $4,299+24.9% |
| Admin fee / account holder | $7,507 | $8,221-8.7% | $12,695-40.9% | $6,924+8.4% |