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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $1,509 |
MORNINGSTAR1 year Service code 26 · EIN 36-3297908 | Advisory (Participants) | $1,507 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,643 | $78,707-19.1% | $117,861-46.0% | $70,126-9.2% |
| Participation rate | 56.8% | 73.2%-16.4pp | 79.7%-22.8pp | 69.5%-12.7pp |
| Annual return | 17.34% | 23.30%-6.0pp | 335.11%-317.8pp | 73.15%-55.8pp |
| Employer contribution / active EE | $35 | $2,223-98.4% | $3,786-99.1% | $2,343-98.5% |
| Participant deferral / active EE | $2,612 | $3,297-20.8% | $4,482-41.7% | $3,332-21.6% |
| Admin fee / account holder | $41 | $5,066-99.2% | $8,021-99.5% | $4,645-99.1% |